01Introduction
CleoApps.com ("we," "us," or "our") operates an independent editorial review website focused on the Cleo App and similar cash advance and personal finance products. This Privacy Policy explains how we collect, use, share, and safeguard information about visitors to our website.
We are not affiliated with, endorsed by, or operated by Cleo AI Ltd. or its subsidiaries. Information you submit through our partner loan application form (powered by APIdiamond) is handled according to the terms of the loan referral service provider, not directly by CleoApps.com.
We collect basic analytics data, voluntary form submissions, and cookies. We don't sell your personal information. You have rights to access, delete, or correct your data. Contact privacy@cleoapps.com for any privacy request.
02Information We Collect
Automatically Collected Information
When you visit CleoApps.com, we automatically collect certain technical information through standard web logs and analytics tools:
- Device & Browser Data: IP address, browser type and version, operating system, device type, screen resolution.
- Usage Data: Pages visited, time spent on each page, referring website, links clicked, exit pages.
- Approximate Location: City and state derived from your IP address (we do not collect precise GPS location).
- Cookies & Identifiers: Session cookies, analytics cookies (see Section 4).
Information You Provide
- Loan Application Form: If you submit our cash advance application form, the data is transmitted directly to APIdiamond and its lender network. We do not store your loan application data on our servers.
- Email & Contact: If you email us, we keep the message and your email address for support and recordkeeping.
- Comments or Feedback: Optional information submitted through contact forms or feedback widgets.
03How We Use Your Information
We use the information collected for the following purposes:
- Operate the Website: Display content, serve pages, maintain security, prevent fraud and abuse.
- Analytics & Improvement: Understand which articles are most useful, identify broken pages, and improve content quality.
- Editorial Research: Aggregate, anonymized search trend data informs which financial topics we cover next.
- Affiliate Tracking: When you click a link to a partner product, we may record that click for commission attribution.
- Legal Compliance: Respond to lawful requests, enforce our Terms of Service, protect our rights.
04Cookies & Tracking Technologies
We use the following categories of cookies:
| Type | Purpose | Duration |
|---|---|---|
| Strictly Necessary | Site functionality, security | Session |
| Analytics | Google Analytics 4 — anonymized usage stats | Up to 2 years |
| Performance | Page load monitoring, error tracking | 30 days |
| Affiliate | Track referral clicks to partner products | 30–90 days |
You can disable cookies through your browser settings. Disabling strictly necessary cookies may prevent parts of the site from functioning.
05Third-Party Services
The following third-party services may collect or process data when you use CleoApps.com:
- APIdiamond: Operates our cash advance application form. Data you enter in the form is sent directly to APIdiamond and its lender network. See their privacy policy at apidiamond.com.
- Google Analytics: Anonymized usage analytics. Subject to Google's privacy practices.
- Google Fonts: Serves typography. May log IP addresses per Google's font CDN policy.
- Affiliate Networks: Companies like Impact, Commission Junction, or partner-specific networks may set cookies when you click outbound links.
06Data Sharing & Disclosure
We do not sell your personal information to third parties for monetary value. We may share data only in the following circumstances:
- Service Providers: Hosting, analytics, and email providers acting on our behalf under written agreements.
- Legal Requirements: When required by law, court order, or to protect our legal rights and the safety of others.
- Business Transfers: In the event of a merger, acquisition, or sale of assets, data may transfer with the business.
- Aggregated Data: We may share anonymized, aggregated statistics that cannot identify individual users.
07Your Privacy Rights
Depending on your jurisdiction, you may have rights including:
- Access: Request a copy of personal information we hold about you.
- Correction: Request that inaccurate information be corrected.
- Deletion: Request deletion of your personal information.
- Opt-Out: Opt out of analytics tracking or marketing communications.
- Data Portability: Receive a copy of your data in a portable format.
To exercise any of these rights, contact us at privacy@cleoapps.com. We will respond within 30 days.
08California Residents (CCPA / CPRA)
Under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), California residents have specific rights regarding personal information collected in the previous 12 months:
- Right to know what categories of personal information are collected and the purpose.
- Right to know whether personal information is sold or disclosed (we do not sell).
- Right to opt-out of the sale of personal information (not applicable — we do not sell).
- Right to non-discrimination for exercising privacy rights.
- Right to limit use of sensitive personal information.
California residents can submit verifiable requests via privacy@cleoapps.com.
09Data Security
We implement reasonable administrative, technical, and physical safeguards to protect information from unauthorized access, disclosure, alteration, or destruction. These include:
- HTTPS / TLS encryption for all data in transit.
- Access controls and authentication for backend systems.
- Regular security reviews and software updates.
No internet transmission or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.
10Children's Privacy
CleoApps.com is not directed at children under 13. We do not knowingly collect personal information from anyone under 13. If we learn we have collected information from a child under 13 without verifiable parental consent, we will delete it. Parents who believe their child has provided us with information can contact privacy@cleoapps.com.
11Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will update the "Effective Date" at the top of this page and, where required by law, notify you through the website or email.
Your continued use of CleoApps.com after the effective date of the revised Privacy Policy constitutes your acceptance of the changes.
12Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us: